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Health Care

Health care policy should support employees through flexible and cost-effective plans.

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As organizations dedicated to active social interaction and active lifestyles, clubs want to ensure their employees have access to health coverage that meets their needs. NCA supports increasing the availability of information related to the quality and cost of care in a user-friendly format for all parties involved in the health care spectrum—employers, government, insurers, consumers, and providers.

Health care tax policy should continue to promote employer-sponsored health care coverage and the employer deduction for employer-sponsored coverage should be maintained and strengthened.

Additionally, federal health policy should provide employers and employees flexibility in designing benefits such as Health Savings Accounts, Health Reimbursement Accounts, Flexible Spending Accounts to manage health-related expenses.

Current Legislation:

The Affordable Care Act included a provision that imposed what is essentially a sales tax on every policy sold in the United States. The tax would affect roughly 142 million Americans through higher premiums or reduced benefits.

Status:

Similar language repealing the HIT was included in the year-end appropriations package in December of 2019.

NCA Position:

NCA supported the bill and its inclusion in the year-end appropriations package.

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The Affordable Care Act included a provision commonly referred to as the “Cadillac Tax” that imposed a 40 percent surtax on so-called “high-value” health coverage over certain limits established by the statute. The limits were adjusted by the consumer price index (CPI) and by chaining the adjustment to the CPI, over time the tax would affect nearly every health plan in the United States. The tax would have collected $193 billion over ten years.

Status:

Similar language repealing the Cadillac Tax was included in the year-end appropriations package in December of 2019.

NCA Position:

NCA supported the bill and its inclusion in the year-end appropriations package.

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The PHIT Act would allow individuals and couples with health savings accounts (HSA) to use up to $1,000 or $2,000 respectively toward fitness-related activity and equipment. The funds could also be used to offset the cost of organized fitness or sporting activity for their children. NCA supports this legislation that will allow people to invest in their preventive health rather than only spending on sickness.

Status:

The PHIT Act has been referred to the appropriate committee in both chambers and is awaiting action.

NCA Position:

NCA supports the PHIT Act as written and has been actively working to secure its passage during the 116th Congress.

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